Preheat oven to 350°. Whisk together the first 6 ingredients.
In a separate bowl, whisk bananas, oil and egg until blended.
Add to flour mixture; stir just until moistened. Fold in chocolate chips.
Fill greased or paper-lined muffin cups three-fourths full.Bake until a toothpick inserted in center comes out clean,
20-25 minutes. Cool 5 minutes before removing from pan to a wire rack.
Serve warm.